Private Wealth Services | Financial Advisers

In 1998, Kearney Group Private Wealth was founded and in the 20 years since, our team has helped thousands of Australians to transform their lives.

Our nationally-recognised firm is made up of CFP-qualified and university-educated advisors, because ours is a profession where letters matter. Our award-winning team works in partnership with our Business Advisory and Strategic Lending divisions, to offer a truly integrated advice experience for individuals, families and their connected businesses. Most of all, we just like people. We know the numbers only matter because the people behind them do – and that’s enough to get us out of bed in the morning.

It’s also for these reasons, we keep being recognised by licensees and peak professional bodies including the Financial Advice Association of Australia (FAAA).

Learn more about Kearney Group’s Private Wealth services including:

Financial Strategy Development
Strategy Reviews
Portfolio Management
Superannuation Management
Protection, Risk & Insurance
Retirement & Estate Planning

Kearney Group Ethos Bicycle Animation Fa Grey

Investing in good.

We’ve long believed that good investment is responsible investment, and that great returns don’t have to come at the expense of our community or planet.

If you’re looking to get your dollars doing good, get in contact or dive into more detail below.

Learn more

Financial Strategy Development.

When we talk about your strategy, we’re not talking about your super. We’re not just talking about your insurance or investment product advice.

We’re talking about a fully personalised roadmap for your whole financial future; a plan addressing your hopes, fears and dreams… and everything in between.

We flatly reject the bare-bones, one-size-fits-all product recommendations that so many in our field pass off as “financial planning”.

By contrast, we get to know you deeply and tailor your advice so it speaks directly to your needs and the goals of your household. And, because we work in Integrated Advice Teams, we’re able to support the complex and interconnected needs of households who also run businesses.

Naturally, there’s a lot of method behind the magic of developing your personalised strategy. So you can expect four or five meetings, generally held over a three- to five-week period. Here’s what that process typically looks like.

Meeting 1:
Initial Discussion.

This meet and greet session comes at no cost or obligation to you. We’ll show you how we work and what we can do for you. If you’re satisfied with our approach, we’ll send you home with a data package to complete, summarising your situation and aspirations.

Meeting 2:
Data Collection.

This is where we get to know each other better. We’ll use this meeting to ascertain your short, medium, and long-term goals. We’ll dive into the specifics of your current realities, explore your hopes for the future and help you articulate the things you haven’t been able to say out loud before.

Meeting 3:
Strategy Discussion.

In this meeting, you’ll witness the magic of what makes Kearney Group the frontier of truly integrated financial advice. We’ll discuss varying strategies and how they support your objectives. Once we’ve agreed on the approach, your dedicated advisory team will begin formalising your plan.

Meeting 4:
Plan Delivery.

This is the big reveal; the moment where you get to see all our conversations and the information we’ve gathered from you woven together into a tangible, liveable and breathable plan for the future. Once you’re happy that we’ve captured everything, we’ll get your sign-off and move onto implementing your advice.

Meeting 5:
Implementation.

One of the many bonuses of working with us: we do a lot of the paperwork. So you hate the fine print? We thrive on it. Don’t remember why you’re signing something? We’re here to guide.

These meetings are designed specifically to deal with the tidal wave of paperwork and disclosure documents that can waterlog dreams before your strategy even starts sailing. We’ll gather your docs and together, we work through the details and sign the forms needed to bring your strategy to life.

You're SMART.
So is your strategy.

Your SMART Review Service.

Life is always on the move. To keep ahead of the curve, your financial strategy needs to adapt.

During your SMART Review, we’ll track your progress, address any changes to your goals or circumstances and help you keep up with the ever-changing world out there.

We might advise you make slight course corrections or give you a well-deserved pat on the back. Whatever happens: no financial plans sit and gather dust around here. Your strategy will be living and breathing – and SMART. Just like you.

Kearney Group Private Wealth Smart Review

Portfolio Management.

How is your portfolio designed?

Building your portfolio is serious business, and our first priority is your wellbeing and financial security.

Whatever your goals, we’re here to create a portfolio that works for you and reflects your needs and circumstances. Something feels uncomfortable? Pull a chair up and let’s discuss. Want to speed things up a little? We’ll see what we can do.

Because the economy and markets are ‘living’ things, we prefer active management and keep a close eye on global economic conditions and trends – ours is never the ‘set it and forget it’ approach.

We’re also big believers in returns that are good for our community and planet.

When selecting fund managers, we actively consider their environmental, social and governance (‘ESG’) characteristics. If you have specific ethical or philosophical considerations, we’re always here to listen. We want to stand proudly behind our work, when you’re proud of it too.

Managing
Your Managed Funds.

With managed funds, the world’s your oyster. Say hello to investment opportunities in Australia and all across the globe.

To give you access to the best opportunities, we’re constantly poring over research and data to form a ‘house view’ about economies and markets.

Our Investment Committee – including industry experts and our colleagues at Zenith Investment Partners – identifies the most attractive markets, selects the best fund managers within them, and then constructs a range of managed fund portfolios that bring our insights to life.

Go Direct With
Direct Shares.

At Kearney Group Private Wealth, you’ll have access to the entire Australian Stock Exchange and the option to incorporate direct shares into your investment portfolios.

We develop and maintain a list of preferred shares. And, once you’re invested, our advisors keep an eye on your portfolio – letting you know of any changes to research recommendations, so you stay nimble, diversified and ahead of the curve.

Lifestyle Strategies.

The L word.

L for lifestyle. At Kearney Group Private Wealth, everything we do boils down to helping you live the life you want – sooner rather than later.

Whether you need help managing cash flow, developing a budget, setting income targets or planning for landmark moments, we provide all the systems and resources you need to start – and keep – living your dreams.

Budgeting For Your Everyday.

Whether you have basic expenditures or lots of line items, we make budgeting easy and straightforward – and never restrictive.

We can:

Design a budget that facilitates your desired lifestyle
Design and implement a cash flow management system that lets you know if things start running off the rails
Regularly revisit your budget during SMART Reviews

Also run a business? Ask your Integrated Advice Team how to connect your business and household budgets for clarity and peace, at home and work.

How Much Do I Need To Earn?

It’s a question we’re often asked. Once we’ve identified your personal and lifestyle goals, we weave them carefully into our modelling tools to get a bit closer to the answer.

By understanding your spending patterns and loose timeframes for life’s big decisions – you know, if and when you might have a family or take a trip of a lifetime – we’re able to calculate what you need to earn now, when it’s time to ask for that promotion, and when it’s okay to slow down.

We’re human too and know things can change, so we’ll regularly review your goals and adapt your plan as often as needed.

Planning next big steps?

Have your eye on a new car, house, or investment? Planning a wedding or family? Dreaming of that vacation of a lifetime?

When it comes to life’s defining moments, we’re here to help. We show you what’s possible, and when and how to manage the costs.

We adjust your financial plan to reflect your changing goals and circumstances, and where needed, we can get our Business Advisory and Strategic Lending divisions involved too: tax considerations, debt structure and management, and funding are all part of our truly integrated approach. If it’s part of your life, it’s part of our plan.

Winding Things Down.

When it comes to retirement, getting your finances in order early gives you the space to manage to the emotional, psychological and mental shift you’re about to embark on.

Here are a few of the things we can help with:

Tax-effective, account-based pensions
Transition-to-retirement income streams (TRIS)
Centrelink entitlements
Cash flow management
Housing needs and reverse mortgages
How to leverage super to preserve assets

Superannuation Strategy.

Your Superannuation Strategy.

Australia’s superannuation system is unique and we can help you access all of its benefits.

How much to contribute? When? Should you salary sacrifice? What’s self-managed superannuation? Are contributions tax-deductible? How do co-contributions work? Do you have enough to sustain you into the future?

There’s a lot to think about.

At Kearney Group Private Wealth, we’ll help you answer all of these questions and more. And, best of all, the Business Advisers in your Integrated Advice Team are on hand for additional SMSF support or when complex tax matters are involved.

Protection.

From Anything That Could Go Wrong.

Most of us simply hope that nothing ever goes wrong. At Kearney Group Private Wealth, we turn hopes into plans for managing risk. Always with your best interests in mind.

Of course, even those with 20/20 vision have blind spots. We’re here to help you think through all the angles with a comprehensive suite of insurances, services and risk management strategies at the ready. We can also organise insurance on your behalf, manage the paperwork and handle claims as needed.

So, are you protected? It’s a million dollar question that pays to ask now rather than later. Ask us about:

Life insurance
Total and Permanent Disablement (TPD)
Trauma insurance
Income protection
Asset protection
Estate planning

Personal Protection.

The potential fallout and financial hardship of a sudden illness, disability or death can make traumatic events a thousand times worse. Our team is here to help navigate these sensitive discussions and organise any insurances (like life, TPD or trauma) on your behalf – all with the goal of keeping your loved ones burden-free.

Working with Kearney Group means we’re with you through the good and the bad. So should you need assistance with a claim, we’re only ever a phone call away.

Income Protection.

Car, home, contents insurance: these are no-brainers when it comes to protecting your belongings. But that’s just stuff.

Your ability to generate an income is actually your biggest asset. That’s why we think income protection insurance should be a no-brainer as well.

Estate Planning.

Estate planning at Kearney Group is much more than just checking your will: it’s about leaning on our Integrated Advice Teams and extended professional network to untangle your life’s complexities, protect your rights and ensure your deepest of wishes are upheld.

Transformational
stories.

Glenn Maxton,
Founder of Laguna Pools

Client since 2009

From revolution
to recognition.

Kearney Group and our team have been awarded throughout our history. It’s nice to be acknowledged in a profession, even when you’re trying to transform it. Below are some of our recognitions: